Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$102,922$102,922$391,500
Remaining term (yrs)16.016.030.0
Secondary amount$0$288,578$0
Funding fee$0$0$0
Note rate3.550%3.550%7.400%
Blended rate4.400%6.869%7.640%
1st payment$700.69$700.69$2,710.67
2nd payment$0.00$1,863.73$0.00
Taxes / mo$131.00$131.00$131.00
Insurance / mo$150.00$150.00$150.00
MI / mo$109.84$109.84$78.30
HOA / mo$0.00$0.00$0.00
Total monthly$1,091.54$2,955.27$3,069.97
Cash to close$332,078$43,500$43,500