Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$620,214$620,214$652,500
Remaining term (yrs)25.425.430.0
Secondary amount$0$32,286$0
Funding fee$3,101$3,101$0
Note rate3.210%3.210%7.400%
Blended rate3.210%3.496%7.640%
1st payment$2,970.87$2,970.87$4,517.78
2nd payment$0.00$242.14$0.00
Taxes / mo$643.17$643.17$643.17
Insurance / mo$216.67$216.67$216.67
MI / mo$0.00$0.00$130.50
HOA / mo$112.00$112.00$112.00
Total monthly$3,942.70$4,184.85$5,620.11
Cash to close$104,786$72,500$72,500