Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$365,031	$365,031	$396,000
Remaining term (yrs)	29.0	29.0	30.0
Secondary amount	$0	$30,969	$0
Funding fee	$0	$0	$0
Note rate	6.580%	6.580%	7.400%
Blended rate	7.130%	7.276%	7.640%
1st payment	$2,350.13	$2,350.13	$2,741.82
2nd payment	$0.00	$232.27	$0.00
Taxes / mo	$208.83	$208.83	$208.83
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$169.01	$169.01	$79.20
HOA / mo	$50.00	$50.00	$50.00
Total monthly	$2,927.97	$3,160.24	$3,229.86
Cash to close	$74,969	$44,000	$44,000