Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$121,212	$121,212	$324,000
Remaining term (yrs)	18.8	18.8	30.0
Secondary amount	$0	$202,788	$0
Funding fee	$0	$0	$0
Note rate	3.980%	3.980%	7.400%
Blended rate	4.830%	6.658%	7.640%
1st payment	$760.82	$760.82	$2,243.31
2nd payment	$0.00	$1,309.67	$0.00
Taxes / mo	$136.58	$136.58	$136.58
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$113.15	$113.15	$64.80
HOA / mo	$19.00	$19.00	$19.00
Total monthly	$1,179.55	$2,489.23	$2,613.69
Cash to close	$238,788	$36,000	$36,000