Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$275,844	$275,844	$314,100
Remaining term (yrs)	29.0	29.0	30.0
Secondary amount	$0	$38,256	$0
Funding fee	$0	$0	$0
Note rate	0.000%	0.000%	7.400%
Blended rate	0.550%	1.579%	7.640%
1st payment	$766.23	$766.23	$2,174.76
2nd payment	$0.00	$286.92	$0.00
Taxes / mo	$8.33	$8.33	$8.33
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$126.43	$126.43	$62.82
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,051.00	$1,337.92	$2,395.92
Cash to close	$73,156	$34,900	$34,900