Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$58,509	$58,509	$269,910
Remaining term (yrs)	12.4	12.4	30.0
Secondary amount	$0	$211,401	$0
Funding fee	$0	$0	$0
Note rate	4.960%	4.960%	7.400%
Blended rate	5.810%	7.329%	7.640%
1st payment	$524.17	$524.17	$1,868.80
2nd payment	$0.00	$1,365.30	$0.00
Taxes / mo	$113.25	$113.25	$113.25
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$69.48	$69.48	$53.98
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$856.90	$2,222.20	$2,186.03
Cash to close	$241,391	$29,990	$29,990