Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$96,821	$96,821	$387,000
Remaining term (yrs)	16.4	16.4	30.0
Secondary amount	$0	$290,179	$0
Funding fee	$484	$484	$0
Note rate	3.410%	3.410%	7.400%
Blended rate	3.410%	6.664%	7.640%
1st payment	$640.07	$640.07	$2,679.51
2nd payment	$0.00	$1,874.07	$0.00
Taxes / mo	$127.58	$127.58	$127.58
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$0.00	$0.00	$77.40
HOA / mo	$45.00	$45.00	$45.00
Total monthly	$962.66	$2,836.73	$3,079.49
Cash to close	$333,179	$43,000	$43,000