Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$485,018$485,018$629,910
Remaining term (yrs)28.928.930.0
Secondary amount$0$144,892$0
Funding fee$2,425$2,425$0
Note rate6.500%6.500%7.400%
Blended rate6.500%6.845%7.640%
1st payment$3,100.29$3,100.29$4,361.37
2nd payment$0.00$965.95$0.00
Taxes / mo$453.92$453.92$453.92
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$125.98
HOA / mo$465.00$465.00$465.00
Total monthly$4,185.88$5,151.83$5,572.93
Cash to close$214,882$69,990$69,990