Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Current Market Conventional

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$471,681	$471,681	$471,600
Remaining term (yrs)	27.0	27.0	30.0
Secondary amount	$0	$26,119	$0
Funding fee	$0	$0	$0
Note rate	7.200%	7.200%	7.400%
Blended rate	7.750%	7.966%	7.640%
1st payment	$3,299.44	$3,299.44	$3,265.26
2nd payment	$0.00	$258.47	$0.00
Taxes / mo	$425.42	$425.42	$425.42
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$222.79	$222.79	$94.32
HOA / mo	$50.00	$50.00	$50.00
Total monthly	$4,164.31	$4,422.77	$4,001.67
Cash to close	$52,319	$26,200	$52,400