Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$315,570	$315,570	$463,500
Remaining term (yrs)	24.2	24.2	30.0
Secondary amount	$0	$147,930	$0
Funding fee	$1,578	$1,578	$0
Note rate	3.020%	3.020%	7.400%
Blended rate	3.020%	4.609%	7.640%
1st payment	$1,527.31	$1,527.31	$3,209.18
2nd payment	$0.00	$986.20	$0.00
Taxes / mo	$286.58	$286.58	$286.58
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$0.00	$0.00	$92.70
HOA / mo	$36.00	$36.00	$36.00
Total monthly	$2,016.56	$3,002.76	$3,791.13
Cash to close	$199,430	$51,500	$51,500