Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$257,448	$257,448	$368,099
Remaining term (yrs)	24.1	24.1	30.0
Secondary amount	$0	$110,652	$0
Funding fee	$1,287	$1,287	$0
Note rate	2.830%	2.830%	7.400%
Blended rate	2.830%	4.384%	7.640%
1st payment	$1,223.73	$1,223.73	$2,548.64
2nd payment	$0.00	$737.68	$0.00
Taxes / mo	$101.58	$101.58	$101.58
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$0.00	$0.00	$73.62
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,475.31	$2,212.99	$2,873.85
Cash to close	$151,551	$40,900	$40,900