Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Current Market Conventional

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$741,822	$741,822	$743,721
Remaining term (yrs)	19.1	19.1	30.0
Secondary amount	$0	$43,217	$0
Funding fee	$3,709	$3,709	$0
Note rate	6.500%	6.500%	7.400%
Blended rate	6.500%	6.796%	7.640%
1st payment	$5,636.53	$5,636.53	$5,149.38
2nd payment	$0.00	$427.67	$0.00
Taxes / mo	$488.17	$488.17	$488.17
Insurance / mo	$216.67	$216.67	$216.67
MI / mo	$0.00	$0.00	$148.74
HOA / mo	$69.00	$69.00	$69.00
Total monthly	$6,410.37	$6,838.04	$6,071.95
Cash to close	$84,535	$41,318	$82,636