Travis Delly | UMe IDX

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Payment stack including taxes, insurance, and HOA

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$391,303	$371,250
Remaining term (yrs)	28.5	30.0
Secondary amount	$0	$0
Funding fee	$1,957	$0
Note rate	6.630%	7.400%
Blended rate	6.630%	7.640%
1st payment	$2,546.74	$2,570.46
2nd payment	$0.00	$0.00
Taxes / mo	$191.83	$191.83
Insurance / mo	$150.00	$150.00
MI / mo	$0.00	$74.25
HOA / mo	$52.00	$52.00
Total monthly	$2,940.58	$3,038.54
Cash to close	$21,197	$41,250