Travis Delly | UMe IDX

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Payment stack including taxes, insurance, and HOA

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$333,341	$323,910
Remaining term (yrs)	27.5	30.0
Secondary amount	$0	$0
Funding fee	$1,667	$0
Note rate	6.000%	7.400%
Blended rate	6.000%	7.640%
1st payment	$2,062.45	$2,242.69
2nd payment	$0.00	$0.00
Taxes / mo	$135.08	$135.08
Insurance / mo	$150.00	$150.00
MI / mo	$0.00	$64.78
HOA / mo	$160.00	$160.00
Total monthly	$2,507.54	$2,752.55
Cash to close	$26,559	$35,990