Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$521,214	$521,214	$539,100
Remaining term (yrs)	28.5	28.5	30.0
Secondary amount	$0	$47,836	$0
Funding fee	$0	$0	$0
Note rate	6.810%	6.810%	7.400%
Blended rate	7.360%	7.740%	7.640%
1st payment	$3,453.69	$3,453.69	$3,732.62
2nd payment	$0.00	$473.38	$0.00
Taxes / mo	$138.25	$138.25	$138.25
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$242.56	$242.56	$107.82
HOA / mo	$75.00	$75.00	$75.00
Total monthly	$4,076.17	$4,549.55	$4,220.36
Cash to close	$77,786	$29,950	$59,900