Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$280,518	$280,518	$539,999
Remaining term (yrs)	21.2	21.2	30.0
Secondary amount	$0	$259,481	$0
Funding fee	$1,403	$1,403	$0
Note rate	3.920%	3.920%	7.400%
Blended rate	3.920%	5.760%	7.640%
1st payment	$1,618.77	$1,618.77	$3,738.84
2nd payment	$0.00	$1,675.81	$0.00
Taxes / mo	$155.92	$155.92	$155.92
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$0.00	$0.00	$108.00
HOA / mo	$20.00	$20.00	$20.00
Total monthly	$1,961.35	$3,637.17	$4,189.43
Cash to close	$319,481	$60,000	$60,000