Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$206,936	$206,936	$292,500
Remaining term (yrs)	27.6	27.6	30.0
Secondary amount	$0	$85,564	$0
Funding fee	$1,035	$1,035	$0
Note rate	6.820%	6.820%	7.400%
Blended rate	6.820%	7.458%	7.640%
1st payment	$1,386.07	$1,386.07	$2,025.21
2nd payment	$0.00	$641.73	$0.00
Taxes / mo	$73.50	$73.50	$73.50
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$0.00	$0.00	$58.50
HOA / mo	$712.00	$712.00	$712.00
Total monthly	$2,321.57	$2,963.30	$3,019.21
Cash to close	$118,064	$32,500	$32,500