Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$309,978	$309,978	$400,500
Remaining term (yrs)	24.4	24.4	30.0
Secondary amount	$0	$90,522	$0
Funding fee	$1,550	$1,550	$0
Note rate	2.250%	2.250%	7.400%
Blended rate	2.250%	3.776%	7.640%
1st payment	$1,372.48	$1,372.48	$2,772.98
2nd payment	$0.00	$678.91	$0.00
Taxes / mo	$334.08	$334.08	$334.08
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$0.00	$0.00	$80.10
HOA / mo	$59.00	$59.00	$59.00
Total monthly	$1,915.56	$2,594.48	$3,396.16
Cash to close	$135,022	$44,500	$44,500