Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$262,551	$262,551	$377,910
Remaining term (yrs)	24.7	24.7	30.0
Secondary amount	$0	$115,359	$0
Funding fee	$1,313	$1,313	$0
Note rate	2.990%	2.990%	7.400%
Blended rate	2.990%	4.519%	7.640%
1st payment	$1,249.30	$1,249.30	$2,616.57
2nd payment	$0.00	$769.06	$0.00
Taxes / mo	$76.00	$76.00	$76.00
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$0.00	$0.00	$75.58
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,475.30	$2,244.36	$2,918.15
Cash to close	$157,349	$41,990	$41,990