Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$264,983	$264,983	$386,999
Remaining term (yrs)	24.2	24.2	30.0
Secondary amount	$0	$122,016	$0
Funding fee	$1,325	$1,325	$0
Note rate	2.710%	2.710%	7.400%
Blended rate	2.710%	4.378%	7.640%
1st payment	$1,240.32	$1,240.32	$2,679.50
2nd payment	$0.00	$813.44	$0.00
Taxes / mo	$395.00	$395.00	$395.00
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$0.00	$0.00	$77.40
HOA / mo	$95.00	$95.00	$95.00
Total monthly	$1,880.32	$2,693.76	$3,396.90
Cash to close	$165,016	$43,000	$43,000