Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$262,984$262,984$368,996
Remaining term (yrs)25.525.530.0
Secondary amount$0$106,011$0
Funding fee$1,315$1,315$0
Note rate4.170%4.170%7.400%
Blended rate4.170%5.270%7.640%
1st payment$1,392.12$1,392.12$2,554.85
2nd payment$0.00$706.74$0.00
Taxes / mo$158.67$158.67$158.67
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$73.80
HOA / mo$92.00$92.00$92.00
Total monthly$1,792.79$2,499.53$3,029.32
Cash to close$147,011$41,000$41,000