Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$74,216$74,216$102,150
Remaining term (yrs)26.626.630.0
Secondary amount$0$27,934$0
Funding fee$0$0$0
Note rate6.340%6.340%7.400%
Blended rate6.890%7.467%7.640%
1st payment$480.67$480.67$707.27
2nd payment$0.00$209.50$0.00
Taxes / mo$44.33$44.33$44.33
Insurance / mo$150.00$150.00$150.00
MI / mo$35.44$35.44$20.43
HOA / mo$370.00$370.00$370.00
Total monthly$1,080.45$1,289.95$1,292.03
Cash to close$39,284$11,350$11,350