Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$95,427	$95,427	$378,000
Remaining term (yrs)	15.9	15.9	30.0
Secondary amount	$0	$282,573	$0
Funding fee	$0	$0	$0
Note rate	3.550%	3.550%	7.400%
Blended rate	4.400%	6.904%	7.640%
1st payment	$652.17	$652.17	$2,617.20
2nd payment	$0.00	$1,824.95	$0.00
Taxes / mo	$222.50	$222.50	$222.50
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$102.24	$102.24	$75.60
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,126.91	$2,951.86	$3,065.30
Cash to close	$324,573	$42,000	$42,000