Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$605,276	$605,276	$688,500
Remaining term (yrs)	26.4	26.4	30.0
Secondary amount	$0	$83,224	$0
Funding fee	$3,026	$3,026	$0
Note rate	6.330%	6.330%	7.400%
Blended rate	6.330%	6.653%	7.640%
1st payment	$3,930.48	$3,930.48	$4,767.03
2nd payment	$0.00	$624.18	$0.00
Taxes / mo	$559.50	$559.50	$559.50
Insurance / mo	$216.67	$216.67	$216.67
MI / mo	$0.00	$0.00	$137.70
HOA / mo	$60.00	$60.00	$60.00
Total monthly	$4,766.65	$5,390.83	$5,740.90
Cash to close	$159,724	$76,500	$76,500