Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$263,266	$263,266	$367,155
Remaining term (yrs)	26.1	26.1	30.0
Secondary amount	$0	$103,889	$0
Funding fee	$0	$0	$0
Note rate	6.950%	6.950%	7.400%
Blended rate	7.800%	7.857%	7.640%
1st payment	$1,819.88	$1,819.88	$2,542.11
2nd payment	$0.00	$692.59	$0.00
Taxes / mo	$110.08	$110.08	$110.08
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$194.74	$194.74	$73.43
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$2,274.70	$2,967.30	$2,875.62
Cash to close	$144,684	$40,795	$40,795