Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$170,822	$170,822	$371,700
Remaining term (yrs)	20.7	20.7	30.0
Secondary amount	$0	$200,878	$0
Funding fee	$0	$0	$0
Note rate	4.010%	4.010%	7.400%
Blended rate	4.860%	6.422%	7.640%
1st payment	$1,009.06	$1,009.06	$2,573.58
2nd payment	$0.00	$1,297.34	$0.00
Taxes / mo	$120.50	$120.50	$120.50
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$149.53	$149.53	$74.34
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,429.10	$2,726.44	$2,918.42
Cash to close	$242,178	$41,300	$41,300