Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$278,995	$278,995	$369,899
Remaining term (yrs)	24.5	24.5	30.0
Secondary amount	$0	$90,904	$0
Funding fee	$0	$0	$0
Note rate	3.080%	3.080%	7.400%
Blended rate	3.930%	5.176%	7.640%
1st payment	$1,346.65	$1,346.65	$2,561.11
2nd payment	$0.00	$681.78	$0.00
Taxes / mo	$119.58	$119.58	$119.58
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$223.95	$223.95	$73.98
HOA / mo	$72.33	$72.33	$72.33
Total monthly	$1,912.52	$2,594.30	$2,977.00
Cash to close	$132,004	$41,100	$41,100