Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$374,040	$374,040	$404,910
Remaining term (yrs)	29.6	29.6	30.0
Secondary amount	$0	$30,870	$0
Funding fee	$0	$0	$0
Note rate	6.520%	6.520%	7.400%
Blended rate	7.070%	7.217%	7.640%
1st payment	$2,375.56	$2,375.56	$2,803.52
2nd payment	$0.00	$231.52	$0.00
Taxes / mo	$363.42	$363.42	$363.42
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$171.90	$171.90	$80.98
HOA / mo	$56.00	$56.00	$56.00
Total monthly	$3,116.88	$3,348.41	$3,453.91
Cash to close	$75,860	$44,990	$44,990