Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$274,957$274,957$494,999
Remaining term (yrs)23.823.830.0
Secondary amount$0$220,042$0
Funding fee$1,375$1,375$0
Note rate3.620%3.620%7.400%
Blended rate3.620%5.456%7.640%
1st payment$1,433.23$1,433.23$3,427.27
2nd payment$0.00$1,421.10$0.00
Taxes / mo$179.33$179.33$179.33
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$99.00
HOA / mo$60.00$60.00$60.00
Total monthly$1,839.23$3,260.34$3,932.27
Cash to close$275,042$55,000$55,000