Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$78,738$78,738$371,250
Remaining term (yrs)25.625.630.0
Secondary amount$0$292,512$0
Funding fee$394$394$0
Note rate2.500%2.500%7.400%
Blended rate2.500%6.637%7.640%
1st payment$345.83$345.83$2,570.46
2nd payment$0.00$1,889.14$0.00
Taxes / mo$112.42$112.42$112.42
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$74.25
HOA / mo$0.00$0.00$0.00
Total monthly$608.25$2,497.39$2,907.13
Cash to close$333,762$41,250$41,250