Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$291,904$291,904$441,000
Remaining term (yrs)23.923.930.0
Secondary amount$0$149,096$0
Funding fee$1,460$1,460$0
Note rate2.900%2.900%7.400%
Blended rate2.900%4.624%7.640%
1st payment$1,408.04$1,408.04$3,053.39
2nd payment$0.00$993.98$0.00
Taxes / mo$339.92$339.92$339.92
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$88.20
HOA / mo$96.00$96.00$96.00
Total monthly$2,010.62$3,004.60$3,744.18
Cash to close$198,096$49,000$49,000