Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$277,589$277,589$301,499
Remaining term (yrs)25.125.130.0
Secondary amount$0$40,660$0
Funding fee$1,388$1,388$0
Note rate2.880%2.880%7.400%
Blended rate2.880%4.029%7.640%
1st payment$1,290.32$1,290.32$2,087.52
2nd payment$0.00$402.36$0.00
Taxes / mo$109.25$109.25$109.25
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$60.30
HOA / mo$75.00$75.00$75.00
Total monthly$1,624.57$2,026.93$2,482.07
Cash to close$57,410$16,750$33,500