Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$147,297	$147,297	$337,410
Remaining term (yrs)	22.5	22.5	30.0
Secondary amount	$0	$190,113	$0
Funding fee	$0	$0	$0
Note rate	4.460%	4.460%	7.400%
Blended rate	5.310%	6.826%	7.640%
1st payment	$863.38	$863.38	$2,336.16
2nd payment	$0.00	$1,267.42	$0.00
Taxes / mo	$155.08	$155.08	$155.08
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$121.27	$121.27	$67.48
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,289.73	$2,557.15	$2,708.72
Cash to close	$227,603	$37,490	$37,490