Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
Call Travis

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$482,881$482,881$589,500
Remaining term (yrs)26.526.530.0
Secondary amount$0$106,619$0
Funding fee$0$0$0
Note rate6.650%6.650%7.400%
Blended rate7.200%7.345%7.640%
1st payment$3,230.07$3,230.07$4,081.58
2nd payment$0.00$710.79$0.00
Taxes / mo$264.58$264.58$264.58
Insurance / mo$166.67$166.67$166.67
MI / mo$230.61$230.61$117.90
HOA / mo$35.00$35.00$35.00
Total monthly$3,926.93$4,637.72$4,665.73
Cash to close$172,119$65,500$65,500