Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$267,533$267,533$404,910
Remaining term (yrs)25.025.030.0
Secondary amount$0$137,377$0
Funding fee$1,338$1,338$0
Note rate2.870%2.870%7.400%
Blended rate2.870%4.610%7.640%
1st payment$1,247.81$1,247.81$2,803.52
2nd payment$0.00$915.85$0.00
Taxes / mo$168.00$168.00$168.00
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$80.98
HOA / mo$0.00$0.00$0.00
Total monthly$1,565.81$2,481.66$3,202.50
Cash to close$182,367$44,990$44,990