Travis Delly | UMe IDX

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Payment stack including taxes, insurance, and HOA

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$612,733	$593,910
Remaining term (yrs)	28.8	30.0
Secondary amount	$0	$0
Funding fee	$3,064	$0
Note rate	6.830%	7.400%
Blended rate	6.830%	7.640%
1st payment	$4,053.03	$4,112.11
2nd payment	$0.00	$0.00
Taxes / mo	$296.92	$296.92
Insurance / mo	$166.67	$166.67
MI / mo	$0.00	$118.78
HOA / mo	$54.00	$54.00
Total monthly	$4,570.61	$4,748.48
Cash to close	$47,167	$65,990