Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$255,623	$255,623	$324,000
Remaining term (yrs)	24.1	24.1	30.0
Secondary amount	$0	$68,377	$0
Funding fee	$0	$0	$0
Note rate	2.830%	2.830%	7.400%
Blended rate	3.680%	4.803%	7.640%
1st payment	$1,215.06	$1,215.06	$2,243.31
2nd payment	$0.00	$512.82	$0.00
Taxes / mo	$73.08	$73.08	$73.08
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$208.65	$208.65	$64.80
HOA / mo	$90.00	$90.00	$90.00
Total monthly	$1,736.79	$2,249.62	$2,621.19
Cash to close	$104,377	$36,000	$36,000