Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Current Market Conventional

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$398,262	$398,262	$410,010
Remaining term (yrs)	27.0	27.0	30.0
Secondary amount	$0	$34,526	$0
Funding fee	$0	$0	$0
Note rate	7.200%	7.200%	7.400%
Blended rate	7.750%	8.079%	7.640%
1st payment	$2,785.87	$2,785.87	$2,838.83
2nd payment	$0.00	$341.67	$0.00
Taxes / mo	$394.58	$394.58	$394.58
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$188.11	$188.11	$82.00
HOA / mo	$77.00	$77.00	$77.00
Total monthly	$3,612.23	$3,953.89	$3,559.08
Cash to close	$57,305	$22,778	$45,557