Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$216,467	$216,467	$342,000
Remaining term (yrs)	25.1	25.1	30.0
Secondary amount	$0	$125,533	$0
Funding fee	$1,082	$1,082	$0
Note rate	2.900%	2.900%	7.400%
Blended rate	2.900%	4.772%	7.640%
1st payment	$1,008.44	$1,008.44	$2,367.94
2nd payment	$0.00	$836.89	$0.00
Taxes / mo	$108.58	$108.58	$108.58
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$0.00	$0.00	$68.40
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,267.03	$2,103.91	$2,694.92
Cash to close	$163,533	$38,000	$38,000