Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$264,425	$264,425	$373,500
Remaining term (yrs)	23.3	23.3	30.0
Secondary amount	$0	$109,075	$0
Funding fee	$1,322	$1,322	$0
Note rate	3.720%	3.720%	7.400%
Blended rate	3.720%	4.970%	7.640%
1st payment	$1,411.01	$1,411.01	$2,586.04
2nd payment	$0.00	$727.17	$0.00
Taxes / mo	$144.58	$144.58	$144.58
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$0.00	$0.00	$74.70
HOA / mo	$45.00	$45.00	$45.00
Total monthly	$1,750.59	$2,477.76	$3,000.32
Cash to close	$150,575	$41,500	$41,500