Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$263,710$263,710$274,500
Remaining term (yrs)26.626.630.0
Secondary amount$0$26,040$0
Funding fee$1,319$1,319$0
Note rate6.270%6.270%7.400%
Blended rate6.270%6.774%7.640%
1st payment$1,696.30$1,696.30$1,900.58
2nd payment$0.00$257.69$0.00
Taxes / mo$250.17$250.17$250.17
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$54.90
HOA / mo$257.00$257.00$257.00
Total monthly$2,353.46$2,611.15$2,612.65
Cash to close$41,290$15,250$30,500