Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$407,756	$407,756	$422,100
Remaining term (yrs)	25.4	25.4	30.0
Secondary amount	$0	$37,794	$0
Funding fee	$2,039	$2,039	$0
Note rate	3.250%	3.250%	7.400%
Blended rate	3.250%	3.982%	7.640%
1st payment	$1,961.82	$1,961.82	$2,922.54
2nd payment	$0.00	$374.00	$0.00
Taxes / mo	$406.08	$406.08	$406.08
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$0.00	$0.00	$84.42
HOA / mo	$41.00	$41.00	$41.00
Total monthly	$2,575.57	$2,949.57	$3,620.71
Cash to close	$61,244	$23,450	$46,900