Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$186,310	$186,310	$369,000
Remaining term (yrs)	23.6	23.6	30.0
Secondary amount	$0	$182,690	$0
Funding fee	$0	$0	$0
Note rate	3.260%	3.260%	7.400%
Blended rate	4.110%	6.036%	7.640%
1st payment	$939.97	$939.97	$2,554.88
2nd payment	$0.00	$1,217.94	$0.00
Taxes / mo	$118.92	$118.92	$118.92
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$152.79	$152.79	$73.80
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,361.68	$2,579.62	$2,897.60
Cash to close	$223,690	$41,000	$41,000