Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$283,564$283,564$404,910
Remaining term (yrs)24.624.630.0
Secondary amount$0$121,346$0
Funding fee$1,418$1,418$0
Note rate2.730%2.730%7.400%
Blended rate2.730%4.309%7.640%
1st payment$1,314.41$1,314.41$2,803.52
2nd payment$0.00$808.97$0.00
Taxes / mo$195.50$195.50$195.50
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$80.98
HOA / mo$64.33$64.33$64.33
Total monthly$1,724.24$2,533.21$3,294.33
Cash to close$166,336$44,990$44,990