Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Current Market Conventional

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$493,344$493,344$495,000
Remaining term (yrs)27.527.530.0
Secondary amount$0$29,156$0
Funding fee$0$0$0
Note rate6.780%6.780%7.400%
Blended rate7.330%7.584%7.640%
1st payment$3,298.35$3,298.35$3,427.28
2nd payment$0.00$288.52$0.00
Taxes / mo$209.25$209.25$209.25
Insurance / mo$166.67$166.67$166.67
MI / mo$232.36$232.36$99.00
HOA / mo$45.00$45.00$45.00
Total monthly$3,951.63$4,240.16$3,947.20
Cash to close$56,656$27,500$55,000