Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$298,643	$298,643	$432,000
Remaining term (yrs)	24.3	24.3	30.0
Secondary amount	$0	$133,357	$0
Funding fee	$0	$0	$0
Note rate	2.670%	2.670%	7.400%
Blended rate	3.520%	4.903%	7.640%
1st payment	$1,388.44	$1,388.44	$2,991.08
2nd payment	$0.00	$889.04	$0.00
Taxes / mo	$176.42	$176.42	$176.42
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$243.43	$243.43	$86.40
HOA / mo	$15.00	$15.00	$15.00
Total monthly	$1,989.95	$2,879.00	$3,435.56
Cash to close	$181,357	$48,000	$48,000