Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$280,369	$280,369	$337,500
Remaining term (yrs)	24.6	24.6	30.0
Secondary amount	$0	$57,131	$0
Funding fee	$1,402	$1,402	$0
Note rate	3.060%	3.060%	7.400%
Blended rate	3.060%	4.066%	7.640%
1st payment	$1,347.32	$1,347.32	$2,336.78
2nd payment	$0.00	$428.48	$0.00
Taxes / mo	$167.75	$167.75	$167.75
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$0.00	$0.00	$67.50
HOA / mo	$113.00	$113.00	$113.00
Total monthly	$1,778.07	$2,206.55	$2,835.03
Cash to close	$94,631	$37,500	$37,500