Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$527,104	$527,104	$567,000
Remaining term (yrs)	25.4	25.4	30.0
Secondary amount	$0	$39,896	$0
Funding fee	$2,636	$2,636	$0
Note rate	3.550%	3.550%	7.400%
Blended rate	3.550%	3.933%	7.640%
1st payment	$2,620.67	$2,620.67	$3,925.79
2nd payment	$0.00	$299.22	$0.00
Taxes / mo	$192.17	$192.17	$192.17
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$0.00	$0.00	$113.40
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$2,979.51	$3,278.73	$4,398.03
Cash to close	$102,896	$63,000	$63,000