Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$453,092$453,092$584,999
Remaining term (yrs)24.624.630.0
Secondary amount$0$131,907$0
Funding fee$2,265$2,265$0
Note rate3.060%3.060%7.400%
Blended rate3.060%4.174%7.640%
1st payment$2,177.34$2,177.34$4,050.42
2nd payment$0.00$879.38$0.00
Taxes / mo$318.75$318.75$318.75
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$117.00
HOA / mo$75.00$75.00$75.00
Total monthly$2,737.76$3,617.14$4,727.83
Cash to close$196,907$65,000$65,000