Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$169,350	$169,350	$232,650
Remaining term (yrs)	24.4	24.4	30.0
Secondary amount	$0	$63,300	$0
Funding fee	$847	$847	$0
Note rate	2.680%	2.680%	7.400%
Blended rate	2.680%	4.400%	7.640%
1st payment	$786.30	$786.30	$1,610.82
2nd payment	$0.00	$474.75	$0.00
Taxes / mo	$66.42	$66.42	$66.42
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$0.00	$0.00	$46.53
HOA / mo	$285.00	$285.00	$285.00
Total monthly	$1,287.71	$1,762.46	$2,158.77
Cash to close	$89,150	$25,850	$25,850